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Illinois Probate Guide

Probate in Illinois.

Illinois probate runs on a set of filings and deadlines that start the moment letters are issued. This guide walks you through each step with the actual statute citation and the current small estate threshold.

At a glance — Illinois probate
Small estate threshold
$150,000
After 30 days
Creditor claim period
Later of 6 months from first publication or 3 months from mailed notice
755 ILCS 5/18-3
Administration types
2
independent, supervised
Minimum time to close
~9 months
Shortest realistic path

Types of probate administration in Illinois

Illinois recognizes 2 paths. The right one depends on the will, the value of the estate, and whether all beneficiaries agree.

INDEPENDENT

Default unless will forbids. Representative appears in court only at opening and closing. Can sell assets and distribute without court approval.

Qualifying requirements
  • Default administration type in Illinois
  • Unless will specifically requires supervised administration
  • OR interested party petitions for supervised
Court approval required for
  • Opening the estate
  • Closing the estate
SUPERVISED

Court approval required for major actions. Inventory and accounting filed with court. More expensive and time-consuming.

Qualifying requirements
  • Will specifically requires supervised administration
  • OR interested party petitions for supervised
Court approval required for
  • Opening the estate
  • Property sales
  • Distributions to beneficiaries
  • Inventory filed with court
  • Accounting filed with court
  • Closing the estate

The Illinois probate process, step by step

These are the filings ordered the way they actually happen in a typical Illinois estate. Each deadline is keyed to the triggering event — death, letters issued, first publication — and tied to the statute.

  1. 1

    File Will with Court

    Deadline: 30 days from death

    File original will with Circuit Court Probate Division within 30 days of death or discovering executor role.

    2 supporting documents
    • Original will
    • Death certificate
    755 ILCS 5/6-1
  2. 2

    File Petition for Letters

    Deadline: 30 days from death

    File Petition for Probate and Letters Testamentary (with will) or Petition for Letters of Administration (no will).

    3 supporting documents
    • Petition stating decedent info, estate value, heirs
    • Oath of Office/Affidavit
    • Surety Bond (if required)
    755 ILCS 5/6-2
  3. 3

    Publish Notice to Heirs and Creditors

    Deadline: 14 days from will admitted

    Publish notice once weekly for 3 successive weeks in county newspaper within 14 days of will admission.

    1 supporting document
    • Notice including death, representative name/address, attorney info, claim deadline
    755 ILCS 5/18-3
  4. 4

    File Verified Inventory

    Deadline: 60 days from letters issued

    File verified inventory of real and personal estate with approximate market values.

    2 supporting documents
    • Verified inventory with all property and market values
    • Supplemental inventory if property discovered later
    755 ILCS 5/14-1
  5. 5

    Creditor Claims Period

    Deadline: 6 months from first publication

    Wait for creditor claims deadline. 6 months from first publication or 3 months from mailing, whichever is later.

    755 ILCS 5/18-3
  6. 6

    File Accounting / Final Report

    Deadline: 14 months from estate opened

    Independent: mail accounting to interested parties 30 days before final report. Supervised: file with court.

    3 supporting documents
    • Accounting with receipts, disbursements, inventory, distributions
    • Verified Report (independent)
    • Formal Accounting (supervised)
    755 ILCS 5/28-11
  7. 7

    Distribute Assets

    Deadline: After accounting period and debts settled from accounting approved

    Distribute assets per will or Illinois intestacy law. Document all distributions.

    2 supporting documents
    • Distribution records
    • Beneficiary receipts
    755 ILCS 5/24-1
  8. 8

    Close Estate

    Deadline: 42 days from final report filed

    File Final Report/Verified Report. Court issues Order of Discharge after 42+ days with no objections.

    5 supporting documents
    • Final Report/Verified Report
    • Proof of proper notice given
    • Proof of creditor publication
    • Proof of inventory/accounting provided
    • Order of Discharge
    755 ILCS 5/28-11

Creditor notice and claim period

After the personal representative is appointed, a notice to creditors must be published weekly for 3 weeks. Creditors then have a limited window to file claims; claims filed after the deadline are generally barred.

Claim period
Later of 6 months from first publication or 3 months from mailed notice.

Direct mailing is also required to All heirs and legatees, Known creditors.

Absolute bar
No hard outer-limit bar — claim period runs from publication/mailing only.
755 ILCS 5/18-3

Small estate alternative in Illinois

If the gross estate is small enough, Illinois allows a simplified path that skips most of the formal probate machinery. Faster, cheaper, and — done right — every bit as final.

Threshold
$150,000
Excludes: vehicles
Wait period
30 days
After date of death
Publication
Not required
Standard simplified path
Requirements
  • Personal estate value does not exceed $150,000 (motor vehicles excluded)
  • No real property owned by decedent
  • No letters of office issued or pending
  • 30+ days since death
  • Affiant is heir, will beneficiary, or authorized agent
  • Affiant liable if fails to pay priority bills (funeral, estate costs)
755 ILCS 5/25-1

Illinois estate and inheritance taxes

Most states don’t charge a separate state-level death tax — but Illinois does. Here’s what applies in addition to the federal estate tax (currently $13,990,000 exemption).

State estate tax
$4,000,000 exemption

Return: Illinois Estate Tax Return · Deadline: 9 months from death

Where probate is filed in Illinois

Probate is filed in the county where the decedent lived at the time of death. A sample of active Illinois courts:

20th Judicial Circuit Court
St. Clair County County
10 Public Square, Belleville, IL 62220
(618) 277-6600e-filing available
3rd Judicial Circuit Court
Madison County County
155 N Main St, Edwardsville, IL 62025
(618) 692-6240e-filing available
Circuit Court of Cook County
Cook County County
50 W Washington St, Chicago, IL 60602
(312) 603-6441e-filing available
Practitioner notes

Illinois practice, courtroom by courtroom

The Illinois Probate Act of 1975 (755 ILCS 5/) is the spine, but the practice-level reality is that Cook County's Decedent Estates Section, the five collar counties, and downstate circuits each run their own way of doing things. Mandatory e-filing has covered all 102 counties since 2018 — but original wills still go across the counter on paper, and each Cook County probate judge publishes their own standing order on courtesy copies and virtual hearings. Here's the color a Chicago or DuPage-based attorney would give you before you file.

Where cases actually get heard

Cook County Circuit Court — Probate Division
Richard J. Daley Center, 50 W. Washington St., 18th Floor, Chicago, IL 60602

Clerk's Probate Office: Room 1202, (312) 603-6441. Non-evidentiary status and motion hearings default to Zoom; in-person hearings run in Room 1814. Evidentiary hearings on heirship and contested estates happen in person on Calendars 2, 7, 8, 11, and 25. Each probate judge publishes their own standing order with courtesy-copy rules (typically single PDF ≤25 pages, 2–5 business days before the hearing) — a template workflow has to be judge-aware.

e-filing mandatory
DuPage County — 18th Judicial Circuit (Wheaton)
505 N. County Farm Road, Room 2015, Wheaton, IL 60187

Probate and Guardianship Division. Everything e-files through I2File / eFileIL; the one universal exception is the original will, which must be physically deposited at the Clerk's office. Approximate decedent-estate administration filing fee: $398 (pull the current fee schedule — DuPage rates change year to year).

e-filing mandatory
Lake County — 19th Judicial Circuit (Waukegan)
18 N. County Street, Waukegan, IL 60085

Probate Division line: (847) 377-3260. Since September 2021, Lake strictly enforces AOIC statewide standardized forms — if the Administrative Office of the Illinois Courts publishes a form, the local version is retired and rejected on filing.

e-filing mandatory
Will County — 12th Judicial Circuit (Joliet)
Will County Courthouse, 100 W. Jefferson Street, Joliet, IL 60432

GAL (guardian ad litem) selection for probate matters runs through a formal court-services directory, not off judicial whim — matters with minor heirs or contested capacity cases get the GAL assigned from the published list.

e-filing mandatory
Kane County — 16th Judicial Circuit (Geneva)
100 S. Third Street, Geneva, IL 60134

Probate calls happen in Courtroom 110. Kane maintains unusually detailed Article 8 local rules (Articles 8.00–8.25) covering bond, inventory, periodic accountings, claims, and fee allowance. Read them before filing a Kane matter.

e-filing mandatory

The forms that actually matter

Petition for Letters of Administration (Cook local)
CCP 0302A
Cook County local companion to the statewide petition. Cook's Probate Division maintains its own CCP-numbered form set alongside AOIC forms.
Waiver of Notice (heirs/legatees)
CCP 0303
Signed by every heir or legatee whose notice is waived. Filed with the petition in independent administrations where all interested parties consent.
Oath and Bond of Representative — Surety / No Surety
CCP 0312 / CCP 0313
Two versions: 0312 if the court requires surety bond, 0313 if bond is waived (by will or by unanimous heir consent).
Cook County Probate Fee Schedule
CCP 0607
Pull the live PDF for current filing-fee amounts — Cook has raised the decedent-estate filing fee multiple times since 2020.
Rule 108 — Explanation of Rights of Heirs and Legatees
Supreme Court Rule 108. Must be served on every heir and legatee when a will is admitted. Miss it and the 6-month contest window doesn't start running clean.
Small Estate Affidavit
Statewide AOIC-standardized form. Threshold is $150,000 personal estate (excluding motor vehicles) for deaths on or after August 15, 2025.
Affidavit of Heirship
Filed with the petition for letters of administration. Creates a prima facie order of heirship under 755 ILCS 5/5-3 — but an interested party can still relitigate heirship in another forum, so it's not fully preclusive.

What surprises families the most

The 6-month will-contest clock starts at admission, not at death.

Under 755 ILCS 5/8-1, the petition to contest runs from the order admitting the will to probate. A delayed probate opening effectively extends the contest window. If you suspect undue influence, the date you care about is the admission date in the probate order — not the date on the death certificate.

755 ILCS 5/8-1
Spouse's renunciation must be filed within 7 months of will admission.

The surviving spouse's right to take a statutory share instead of under the will (1/3 with descendants, 1/2 without) expires 7 months after the will is admitted. An extension is only available if the spouse petitions within that 7-month window. Waiting to see how the case unfolds is how spouses lose this right.

755 ILCS 5/2-8
A TODI cannot be revoked by a will.

An Illinois Transfer on Death Instrument for real estate (755 ILCS 27/) is revoked only by (a) a later recorded TODI, (b) a recorded instrument of revocation executed with the same formalities, or (c) a new recorded deed transferring the property. A provision in a will doesn't do it. People redo their estate plan, forget the old TODI is recorded at the county, and leave the house to the wrong beneficiary.

755 ILCS 27/55
Spouse and child awards are Class 2 — second only to funeral and admin.

Surviving spouse gets not less than $20,000 plus $10,000 per dependent child living with the spouse (755 ILCS 5/15-1); adult dependent children get ≥$5,000 (5/15-1(a-5)); minor/dependent children not living with a surviving spouse get ≥$10,000 each (5/15-2). These sit above almost every creditor claim. In a thin estate, the family award can wipe out the unsecured creditors entirely.

755 ILCS 5/15-1 · 5/15-2 · 5/18-10
Real estate disqualifies the Small Estate Affidavit — at any value.

The SEA threshold went up to $150,000 in August 2025, but the rule that real property in the decedent's sole name kicks the estate out of SEA is unchanged. Joint-tenancy real estate doesn't count; TODI-designated real estate doesn't count; a single parcel in the decedent's own name ends the shortcut.

755 ILCS 5/25-1
The creditor-claim bar is the later of 6 months from publication or 3 months from mailing.

755 ILCS 5/18-3 requires publication once a week for 3 successive weeks plus direct mailing to every reasonably ascertainable creditor. The clock runs 6 months from first publication OR 3 months from mailing, whichever is later. Sophisticated representatives mail early — ideally within 3 months of first publication — so the two windows close together.

755 ILCS 5/18-3
Absolute 2-year bar runs from death — not from letters.

Under 755 ILCS 5/18-12(b), claims are barred 2 years after death regardless of whether letters have ever been issued. But a creditor who wasn't given proper 18-3 notice can push through to that 2-year outer line. Delaying probate doesn't buy the estate more time; it just shortens the creditors' effective window.

755 ILCS 5/18-12(b)
Illinois has no estate-tax portability.

Unlike the federal system, Illinois doesn't let a surviving spouse inherit the first-to-die spouse's unused $4M exemption. A couple with a $7M combined estate and a 'leave it all to my spouse' will loses the first spouse's $4M exemption entirely. The standard fix is a credit-shelter trust or an Illinois-only QTIP election at the first death.

35 ILCS 405/
Illinois-only QTIP elections are allowed.

Illinois permits a QTIP election independent from the federal QTIP election — the executor can shelter the first death's $4M exemption at the Illinois level while keeping federal flexibility. This is the post-death planning move that keeps showing up in sophisticated Illinois estates.

35 ILCS 405/
Independent administration still requires a mailed accounting 30 days before closing.

755 ILCS 5/28-11 requires the independent representative to mail a verified accounting to every interested person at least 30 days before filing the verified report that closes the estate. Independent reps often assume 'no court filings = no accountings' and skip this — it's one of the most common bases for a beneficiary objection to closing.

755 ILCS 5/28-11
Citations to Discover Assets are the Cook County workhorse.

755 ILCS 5/16-1 and 5/16-2 let the representative (or any interested person) force third parties to appear and testify about where estate assets went, and to recover property transferred away pre-death under suspected undue influence. In Cook, the Decedent Estates Section routinely handles these without moving to a separate civil case — it's the primary elder-abuse recovery mechanism.

755 ILCS 5/16-1 · 5/16-2
Original wills are still paper, even with mandatory e-filing.

Illinois has required e-filing for civil cases (including probate) in all 102 counties since January 1, 2018 — but the original will itself must be physically deposited with the Clerk. DuPage states this explicitly; Cook and the rest follow from the Supreme Court Rule 9(c) carve-out. Attorneys who courier the will to a paralegal for scanning still need to make a second trip to the clerk's counter.

Ill. Sup. Ct. R. 9(c)

Real numbers you can plan around

Cook County decedent-estate filing fee
~$479
Pull the live CCP 0607 Probate Fee Schedule before filing — Cook has raised this fee multiple times in the last 5 years.
DuPage County decedent-estate filing fee
~$398
DuPage Circuit Clerk publishes the current fee schedule; confirm before relying on a fixed number in a fee quote.
Cook County publication (Chicago Daily Law Bulletin)
~$250
Default Cook practitioner publication channel. Submit to PublicNotice@LawBulletinMedia.com or (312) 644-1672. The Chicago Sun-Times and Daily Herald are accepted alternates. Actual cost varies with notice length.
Attorney fee basis
Reasonableness (no statutory percentage)
755 ILCS 5/27-2: Illinois has no percentage fee schedule like Missouri's 473.153. Fees are set under the Estate of Brown factors — time, complexity, skill, result, customary local rate — and are always subject to court review.
Illinois estate-tax exemption
$4,000,000 (frozen)
Unchanged since 2012; not indexed to inflation. Graduated rates from 0.8% up to 16% at the top. Filed with the Illinois Attorney General's Estate Tax Section within 9 months of death.

Exact figures vary by county and by the specific circuit clerk — your matched Illinois attorney will confirm filing costs before anything is filed.

Frequently asked questions

+How long does probate take in Illinois?

Most Illinois estates close in 9–15 months. The floor is set by the creditor claim period (later of 6 months from first publication or 3 months from mailed notice.) plus the time to file inventory, settle debts, and prepare the final accounting. Estates with real property sales, tax returns, or disputes run longer.

+Does Illinois have a small estate option?

Yes. If the gross estate is $150,000 or less (excluding vehicles) and at least 30 days have passed since the date of death, you can generally use a small estate affidavit or collection procedure instead of full probate. Citation: 755 ILCS 5/25-1.

+What types of probate administration does Illinois recognize?

Illinois recognizes independent or supervised administration. independent — Default unless will forbids. Representative appears in court only at opening and closing. Can sell assets and distribute without court approval. supervised — Court approval required for major actions. Inventory and accounting filed with court. More expensive and time-consuming.

+How does Illinois's creditor notice period work?

After the personal representative is appointed, a notice to creditors must be published weekly in a qualifying newspaper for 3 weeks. Creditors then have later of 6 months from first publication or 3 months from mailed notice. Claims filed after the deadline are barred. Citation: 755 ILCS 5/18-3.

+Do I have to hire a Illinois attorney to probate an estate?

Illinois law doesn't strictly require an attorney, but most personal representatives retain one. Court rules, creditor notice requirements, tax returns, and fiduciary accounting obligations create personal liability for the personal representative if they're done incorrectly. A flat-fee attorney through Closewell handles filings, statutory notices, inventory, and accounting with fixed pricing and no hourly billing.

+How much does probate cost in Illinois?

Court filing fees in Illinois typically run $200–$500, plus publication costs of $100–$300 for the creditor notice. Attorney fees are the biggest variable — traditional hourly counsel on a routine estate often bills $5,000–$15,000, while flat-fee services like Closewell price the same work from $1,400–$4,500 depending on complexity. Bond premiums, appraisals, and tax preparation are additional.

+What's different about the Cook County Probate Division?

Three things worth flagging. First, evidentiary hearings on heirship and contested estates run in person on Calendars 2, 7, 8, 11, and 25 at the Daley Center — Zoom is for status and motion practice only. Second, each probate judge publishes an individual standing order governing courtesy copies, Zoom IDs, and scheduling — a template workflow has to pull the right judge's email and enforce the 2–5-business-day courtesy-copy window. Third, Cook's Heirship hearing calendar is unusually active — out-of-wedlock children, estranged relatives, and missing-heirs situations often require live testimony even when the rest of the estate is uncontested.

+Does Illinois have a real-estate shortcut like Missouri's beneficiary deed?

Yes — the Illinois Residential Real Property Transfer on Death Instrument Act (755 ILCS 27/) lets a residential-real-estate owner execute a TODI that names a beneficiary. It's signed, witnessed by two, acknowledged, and — critically — must be recorded with the county recorder before death. An unrecorded TODI is void. A will cannot revoke a recorded TODI; only a later recorded TODI, a recorded revocation with the same formalities, or a new recorded deed does the job.

+Is the Illinois estate-tax exemption the same as the federal one?

No. The Illinois exemption is $4,000,000 and has not been indexed to inflation since 2012 — so while the federal exemption tracks upward, Illinois stays put. Illinois also does not recognize portability: the surviving spouse cannot inherit the first-to-die spouse's unused exemption. A credit-shelter trust at the first death, or an Illinois-only QTIP election, is the standard way to preserve the first exemption for the family.

+How fast can a simple Illinois estate close?

The binding constraint is the creditor-claim bar: 6 months from first publication under 755 ILCS 5/18-3. An independent administration with all heirs consenting, a small asset list, no real-estate sale, and no contested claims can close shortly after the 6-month bar runs — call it 7 to 9 months end to end. Estates with real estate, out-of-state beneficiaries, or any contested claim routinely run 12 to 18 months. Estate-tax estates always extend to at least 12 months (tax return due at 9 months).

+Can I file a Small Estate Affidavit for an estate with Illinois real estate?

No. Any real property titled in the decedent's sole name — at any dollar value — takes the estate out of the Small Estate Affidavit track. The SEA under 755 ILCS 5/25-1 is a personal-property remedy. Jointly-titled real estate and TODI-designated real estate don't count against SEA eligibility, but a single parcel in the decedent's own name forces formal probate.

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